Waterstone Mortgage offers excellent customer service to our clients while offering them every available loan option to suit their specific needs.

FHA Loans -

No Minimum Credit Score

Loan Amounts to 96.5% of home's value

Low PMI, competitive interest rate

VA Loans -

100% purchase or debt consolidation for American Veterans

No monthly PMI, competitive interest rate

No minimum credit score

Rural Development Loans -

100% financing very similar to VA

No monthly PMI, USDA funding fee

620 minimum credit score

Conventional Loans -

Competitive Interest Rates

In house underwriting

We fund our own loans